Terms of Service

Last updated: January 2025

Welcome to The Abacus! By using our service, you agree to these terms. Please read them carefully.

1. Acceptance of Terms

By accessing or using The Abacus, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this service.

2. Use License

Permission is granted to use The Abacus for personal and commercial purposes, subject to the following restrictions:

  • You may not use the service for any illegal purpose
  • You may not attempt to gain unauthorized access to our systems
  • You may not abuse the AI comparison feature or attempt to bypass rate limits
  • You may not use automated systems (bots, scrapers) without prior written consent

3. Calculator Accuracy Disclaimer

⚠️ Critical Notice

Our calculators may not be 100% accurate and should not be relied upon for important decisions.

  • • Calculator results are estimates and approximations only
  • • Always verify results using alternative methods or professional advice
  • • We are not responsible for any financial, legal, or other decisions made based on our calculations
  • • Market conditions, tax laws, and other factors may affect actual results
  • • Use our tools as a starting point, not as definitive answers

Consult qualified professionals for important financial, legal, medical, or business decisions.

4. Disclaimer of Warranties

The Abacus is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the service will be uninterrupted, secure, or error-free. We make no warranties regarding the accuracy, reliability, or completeness of any calculator results or information provided through our service.

5. Limitation of Liability

The Abacus and its contributors shall not be liable for any damages arising from the use or inability to use this service, including but not limited to direct, indirect, incidental, or consequential damages. Users are solely responsible for financial decisions made based on calculator results.

6. Privacy

We are committed to protecting your privacy. All calculator data is stored locally on your device. We do not collect, store, or sell your personal information. Please review our Privacy Policy for more details.

7. Intellectual Property

The Abacus source code is open source and available under the MIT License on GitHub. The Abacus name, logo, and branding are proprietary. You may not use our branding without permission.

8. User-Generated Content

Any scenarios you save are stored locally on your device. If you choose to export data to our cloud storage (optional), you retain all rights to your data. Exported files are automatically deleted after 7 days.

9. Third-Party Services

The Abacus uses third-party services for:

  • Cloudflare: Hosting and CDN services
  • ExchangeRate-API: Currency exchange rates
  • Cloudflare Workers AI: AI comparison feature

These services have their own terms of service and privacy policies. We are not responsible for their practices.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the service at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which The Abacus operates, without regard to its conflict of law provisions.

12. Changes to Terms

We may revise these Terms of Service at any time without notice. By continuing to use The Abacus after changes are posted, you agree to be bound by the revised terms.

13. Contact Information

If you have questions about these Terms of Service, please contact us:

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